IQ Data International

Who is IQ Data International?

IQ Data International, also known as Rent Collect Global and doing business as Assurant Recovery Solutions, is a debt collection agency based in Bothell, Washington. They specialize in the collection of unpaid rent and other related charges.

If you find IQ Data International listed on your credit report as a collections account, it generally means you have an unpaid bill, often related to rent or housing.

IQ Data International could appear on your credit report under various names depending on the credit bureau’s reporting format. Some of the potential listings include “IQ Data Collection,” “IQ Data Int,” “IQ International,” or “IQData.”

Who does IQ Data International collect for?

IQ Data International focuses primarily on the collection of overdue rent. They primarily serve property management companies, assisting them in recovering unpaid rent and other associated fees from tenants.

Is IQ Data International legit or a scam?

IQ Data International is a legitimate debt collection agency. They’ve been in business since 1998, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove IQ Data International from my credit report?

IQ Data International collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

IQ Data International, Inc. Contact Information

Address:

IQ Data International
21222 30th Dr. SE
Bothell, WA 98021

Mailing address:

IQ Data International
P.O. Box 340
Bothell, WA 98041-0340

Phone number: (888) 248-2509

Should I contact or pay IQ Data International?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with IQ Data International is to work with a credit repair professional. They help remove millions of negative items every year from companies like IQ Data International on behalf of their clients.

Will IQ Data International sue me or garnish my wages?

IQ Data International, like any other debt collection agency, is entitled to sue you for unpaid debts. If they decide to pursue this course of action and win the lawsuit, they could potentially garnish your wages to recover the owed money, depending on your state’s laws.

However, there are federal and state laws in place that limit the amount that can be garnished, and certain types of income are often exempt from garnishment.

I.Q. Data International, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with IQ Data International, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with IQ Data International

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for IQ Data International to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send IQ Data International a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• IQ Data International may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• IQ Data International must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• IQ Data International cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove IQ Data Collections From Your Credit Report Today!

Credit Saint can assist you in disputing IQ Data collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.