For an identity theft protection service that utilizes precise scanning networks, Identity Guard is certainly a leader. They offer fast alerts around the clock so you always know what’s happening to your personal and financial information.
Identity Guard uses IBM® Watson™ artificial intelligence that constantly scans millions of data pieces to help protect your identity as much as possible. Plus, all members also get access to a comprehensive identity theft insurance policy** that includes stolen fund reimbursement.
Identity Guard is a one-stop shop for the entire identity protection process. Speed and agility are both on your side, and if, for some reason, it’s still not enough, you’re covered throughout the identity theft recovery process.
Read on to learn more about what kind of plans are offered by Identity Guard, how much they cost, and how you can sign up.
Comprehensive Coverage Options by Identity Guard
Identity Guard breaks down its identity theft protection offerings into two categories: individuals and family. Here are the plans available in each category so you can see which one fits your needs and budget. Sign up using a link on this page to get the discounted pricing outlined below.
Individual Plans
Each of these plans covers one adult. Check out the details to find out how to get the most bang for your buck.
Individual Value Plan: $7.50/month
As the most inexpensive individual option from Identity Guard, this plan includes extensive monitoring services, such as:
- The IBM® Watson™ AI
- A risk management score
- $1 million identity theft insurance plan with stolen funds reimbursement
- Dark web monitoring with built-in alerts
- Anti-phishing mobile app
- Safe browsing extension
- Online identity dashboard
- U.S.-based case manager
Individual Total Plan: $16.67/month
This plan includes everything in the Value Plan, as well as additional services for credit monitoring.
Here are the additional features that come with it:
- Monthly credit score* from TransUnion using Vantage 3.0
- Credit change notifications from all three bureaus
- Bank account takeover alerts
- Alerts for checking and savings account applications
Individual Ultra Plan: $25.00/month
Identity Guard’s most comprehensive plan for individuals. It lets you snag all the benefits of the previous two plans with some key extras added on.
- A credit report from each of the three credit bureaus
- Social insight report that analyzes your Facebook timeline and gives input on improving your online image
Family Plans
Identity Guard covers all people living in your household, including adults and children. Here’s what you can expect from their three plans.
Family Value Plan: $12.50/month
The cheapest family plan from Identity Guard gives you basic identity theft protection and credit monitoring, including:
- The IBM® Watson™ AI
- A risk management score
- $1 million identity theft insurance plan with stolen funds reimbursement
- Dark web monitoring with built-in alerts
- Anti-phishing mobile app
- Safe browsing extension
- Online identity dashboard
- U.S.-based case manager
- Your child’s information on the dark web
Family Total Plan: $25.00/month
This plan adds these features to the Value Plan:
- Monthly credit score from TransUnion using Vantage 3.0
- Credit change notifications from all three bureaus
- Bank account takeover alerts
- Alerts for bank account applications
Family Ultra Plan: $33.33/month
Get the most in-depth identity theft protection for your family. This plan also adds:
- A credit report from each of the three credit bureaus
- Social insight report that analyzes your Facebook timeline and gives input on improving your online image
- Social media cyberbullying alerts
Getting Started with Identity Guard
Identity Guard’s sign-up process is easy. First, pick your plan and fill in some basic personal information. Next, add items to your watch list. This includes:
- Email address
- Credit card number
- Health insurance ID number
- Financial account number
- Driver’s license number
- Passport number
- Phone number
- Social Security number
Once you submit your information to Identity Guard, you can use their tools to better manage your risk through your personalized dashboard. You can view all the monitoring tools included in your chosen plan, such as your credit score, activity alerts, and dark web alerts. You’ll also start getting fast notifications anytime a new potential threat is identified.
Finally, if your identity is compromised, you can take advantage of your insurance plan to help recover from covered losses.
Unique Attributes of Identity Guard’s Service
Identity Guard stands out in several ways, and one of its unique attributes is the in-depth social media monitoring.
The Family Plans also have unique features. The add-ons help protect children from having their identities stolen before they’ve even grown up. They also help you monitor their online activity to better ensure their safety and well-being. Both issues are modern problems parents deal with daily; unfortunately, they just come with the territory of raising kids in the 21st century.
Identity Guard also lets families protect their identities while also maintaining a degree of privacy. For example, adults enrolled in any Family Plan together can’t access each other’s personal information or access each other’s online accounts.
A separate enrollment email is sent to each adult to better protect the privacy of the individuals. That means you can be in control of your relationships and how much is shared with different individuals within your household.
Is Identity Guard right for you?
It’s easy to narrow down your options at the beginning by choosing an individual or family plan. Since the family plans are just a few dollars extra each month, it may be worth the upgrade if you’re considering protecting all the members in your family, kids included.
The Value Plans may seem basic, but they offer the core service suite for the lowest price. If you’re also interested in tracking your credit, you may want to consider upping your plan to one of the Identity Guard Total Plans. The Premier Plans could be a suitable option if you’re online a lot or if you’re worried about your kids and cyberbullying.
In case you ever change your mind, Identity Guard offers a pretty forgiving cancellation policy. You can cancel at any time. In addition, billing occurs monthly, so you can access your account information until the last day within your billing cycle. Some plans even come with a free trial, so you can find out how your Identity Guard plan works in a risk-free way.
Customer Service Hours
Customer service is available by phone during the following hours:
Monday-Friday: 8am-11pm EST
Saturday: 9am-6pm EST
Sunday: closed
Bottom Line
Identity Guard uses a plethora of cutting-edge technology along with key credit relationships to create comprehensive identity theft protection. Plus, the identity theft insurance coverage helps you recover from covered losses, not just be aware of them.
With affordable monthly pricing and a consumer-friendly cancellation policy, Identity Guard is worth considering if you want some of the best identity theft protection services available on the market today.
[*]: The score you receive with Identity Guard is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your TransUnion credit file. Lenders use different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit.
[**]: Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
Your card will be charged either a monthly or annual fee, depending on the membership plan you choose. You may cancel your membership anytime, simply by contacting Identity Guard.