How to Build a $1,000 Emergency Fund in 90 Days

At some point, falling behind in your finances happens to just about everyone. Most likely, you weren’t prepared for an emergency and then one popped up out of nowhere. Now your credit card statement is $2,000 more than you’re comfortable with, and just the thought of looking at your bank account produces feelings of dread.…

What Is a Money Order & How Do They Work?

Taking care of your financial obligations is important, but it can be difficult if you find yourself in a situation where check or cash just won’t do the trick. Money orders are a safe and convenient way to send money. While they might seem a little out of date, they remain a strong option for…

What Is APR?

When you finance a purchase, whether it is a significant item such as a car or house or something small like groceries or clothing, you have to pay an annual percentage rate or APR. You’re even charged an APR if you have a credit card or charge account. Many people think the APR means the…

How to Escape Living Paycheck to Paycheck

Living paycheck to paycheck is a stressful lifestyle, and unfortunately, it’s also a common one. A recent study by Magnify Money discovered that over 56% of Americans have less than $1,000 in both their checking and savings accounts. This statistic is alarming because we all know that one stroke of bad luck, whether it be…