What Is a Money Order & How Do They Work?

Taking care of your financial obligations is important, but it can be difficult if you find yourself in a situation where check or cash just won’t do the trick. Money orders are a safe and convenient way to send money. While they might seem a little out of date, they remain a strong option for…

What Is APR?

When you finance a purchase, whether it is a significant item such as a car or house, or something small like groceries or clothing, you have to pay an annual percentage rate or APR. You’re even charged an APR if you have a credit card or charge account. Many people think the APR means the…

How to Escape Living Paycheck to Paycheck

Living paycheck to paycheck is a stressful lifestyle, and unfortunately, it’s also a common one. A recent study by Magnify Money discovered that over 56% of Americans have less than $1,000 in both their checking and savings accounts. This statistic is alarming because we all know that one stroke of bad luck, whether it be…

How to Stop Identity Theft: Freeze Your Credit Report

The potential for becoming a victim of identity theft is greater than ever before; in fact, some figures estimate that as many as 15 million Americans personally experience some form of this crime each year. Cleaning up the mess that comes along with identity theft is likely to be a lengthy, troublesome process. From calling…

8 Personal Finance Apps to Keep Your Money on Track

If you perform a quick search for personal finance on iTunes or Google Play, you’ll see hundreds, if not thousands of apps claiming to help you stay on top of your finances. But the descriptions aren’t always comprehensive and it can be difficult to decide which ones would work best for you and your financial…