Best Budgeting Software Apps of 2017

Budgeting apps come in all shapes and sizes these days. Depending on your needs, they can simply help you pocket some money for that vacation this summer or they can be a tool for you to take complete command of your finances. Choosing the right app for you doesn’t need to be a complicated process.…

Top 50 Personal Finance Blogs of 2017

Do you love reading about personal finance as much as we do? Whether you’re new to staying on top of your finances or need some fresh inspiration to grow your wealth, there are countless blogs available for just about any kind of information. From highly technical guides to blogger’s individual stories of how they manage…

What is a Voided Check?

While many people have switched to using debit cards instead of checks, there are times when checks may still be needed. There are also instances when a company requests a voided check or when you wish to have a check voided for your own purposes. Rather than figuring out the process as it comes up,…

How to Opt Out from Credit Card Marketing Offers

No matter how many times you move, you probably find your mailbox stuffed with credit card or loan offers nearly every single day. Sometimes they’re easy to spot based on the company name listed on the envelope, while other times you get tricked into opening one because of some official-looking text. Either way, it can…

How to Build a $1,000 Emergency Fund in 90 Days

At some point, falling behind in your finances happens to just about everyone. Most likely, you weren’t prepared for an emergency and then one popped up out of nowhere. Now your credit card statement is $2,000 more than you’re comfortable with, and just the thought of looking at your bank account produces feelings of dread.…

Best Places to Buy Physical Gold and Silver Online

While online banking has made managing money easier than ever, it has also led to most people relying solely on digital assets. Precious metals are a popular investment choice for people wishing to buy a tangible asset that retains its value over time. In particular, gold and silver generally maintain their value even when the…

What Is a Money Order & How Do They Work?

Taking care of your financial obligations is important, but it can be difficult if you find yourself in a situation where check or cash just won’t do the trick. Money orders are a safe and convenient way to send money. While they might seem a little out of date, they remain a strong option for…

What is APR?

When you finance a purchase, whether it is a significant item such as a car or house, or something small like groceries or clothing, you have to pay an annual percentage rate or APR. You’re even charged an APR if you have a credit card or charge account. Many people think the APR means the…

How to Escape Living Paycheck to Paycheck

Living paycheck to paycheck is a stressful lifestyle, and unfortunately, it’s also a common one. A recent study by Magnify Money discovered that over 56% of Americans have less than $1,000 in both their checking and savings accounts. This statistic is alarming because we all know that one stroke of bad luck, whether it be…

How to Stop Identity Theft: Freeze Your Credit Report

The potential for becoming a victim of identity theft is greater than ever before; in fact, some figures estimate that as many as 15 million Americans personally experience some form of this crime each year. Cleaning up the mess that comes along with identity theft is likely to be a lengthy, troublesome process. From calling…