FHA Loan Requirements for 2018

Are you in the market for a new home but have very little to put down or less than perfect credit? An FHA loan may be worth considering as they have more lax qualification criteria than other mortgage products. However, figuring out if you meet the minimum requirements to qualify isn’t always cut and dry.…

How to Refinance Your Mortgage with Bad Credit

Refinancing your mortgage can provide you with a lot of financial benefits. You can cash out on some of your home’s equity when you need a large sum of money. You can also take advantage of lower interest rates to save on your monthly payments. You might also be able to get rid of your…

How to Refinance Your Mortgage

It doesn’t matter how long ago you purchased your house, whether it’s been just a few years or several decades. Consider re-evaluating your current mortgage and living situation to determine whether or not a refinance could benefit your wallet. The process is almost as in-depth as getting a new mortgage, so we’ll show you exactly…

What Is a USDA Loan?

Homebuyers looking to escape the hustle and bustle of city life may qualify for a USDA loan, which comes with a variety of benefits. This government-sponsored loan program focuses on houses that are located in designated rural areas. One of the biggest draws is that USDA loans don’t require any down payment, so you can…

How to Get Pre-Approved for a Mortgage (And Why You Should)

Buying a home can be a stressful process, whether you’re a first-time buyer or have been buying real estate for decades. Not only is there the emotional anxiety over finding a home that you like and is in good condition, there’s also the pressure to make sure you get approved for a mortgage. Plus, even…

Best Home Loans for Bad Credit

Do you think that because you have bad credit that buying a house is out of reach for you? Not so fast. Not only are there banks out there willing to loan to people with bad credit, but they’re trustworthy banks with good offers. You might just have to start packing sooner than you thought.…

How a Home Equity Loan Works: The Pros and Cons

A home equity loan can allow you to access large sums of money without selling your home. Using your home as collateral, you can get a loan to finance anything you want or need — the choice is up to you. There is a bit you should know before jumping all in. Any time a…

Best Home Warranty Companies for 2018

A home warranty, like so many things in our lives, is something that we don’t often think about until we absolutely need it. Sure you have home insurance, maybe even flood insurance, but that only covers certain situations. Homeowners or renters insurance can cover damage to your home from things like fire, theft, storms and…

How to Get a Mortgage with Bad Credit

You want to buy a new home but your credit score is low. Does this mean you’re out of luck? It depends. Some lenders will give you the side eye or tell you to try again when that magic three-digit number is higher. But with a little legwork, it’s possible to get a mortgage with…

Best Mortgage Lenders of 2018

Buying a home is one of the most expensive purchases you’re bound to make in your life. That’s why it’s so important to get the right mortgage before you sign on the dotted line. A few differences in interest rates or other terms can equate to tens of thousands of dollars either spent or saved.…