Best Mortgage Lenders of 2018

Buying a home is one of the most expensive purchases you’re bound to make in your life. That’s why it’s so important to get the right mortgage before you sign on the dotted line. A few differences in interest rates or other terms can equate to tens of thousands of dollars either spent or saved.…

Best Online Mortgage Lenders of 2018

Shopping for a mortgage has never been easier, thanks to the array of online options. Brick and mortar lenders may still be a viable option, but you may find that an online lender has even more to offer. Furthermore, exploring online mortgage lenders affords you the opportunity to compare loan options. You can also receive…

First-Time Home Buyer Grants and Programs

Tired of renting? Perhaps it’s time to purchase your first home. Exciting and scary at the same time, but the good news is that you don’t necessarily need a load of cash in the bank for a down payment. And not having a perfect credit score doesn’t mean you won’t qualify. In fact, there are…

Best Mortgage Refinance Lenders for 2018

Refinancing your mortgage can be a smart financial move if you do it the right way. You can tap into your home equity, get a lower interest rate, or even shorten your loan term. All of these are great outcomes for you and your wallet. But here’s something that’s not so great: Picking the wrong…

The Pros & Cons of Working With a Mortgage Broker

When you’re in the market for a new home, finding the perfect property is equally as important as securing a competitive mortgage. That’s where a mortgage broker comes in. They can save you tons of time and money by shopping around for the best mortgage product for your financial situation. What a Mortgage Broker Does…

The Ultimate Guide for First Time Home Buyers

Buying your first home can be tedious and overwhelming. While it’s exciting to visit properties and daydream about your dream home, getting over the financing hurdles is another story. But don’t fret. This comprehensive guide will walk you through the entire process from start to finish. Before Your Start Searching Check Your Credit Not only…

FHA Loan Requirements for 2018

Are you in the market for a new home but have very little to put down or less than perfect credit? An FHA loan may be worth considering as they have more lax qualification criteria than other mortgage products. However, figuring out if you meet the minimum requirements to qualify isn’t always cut and dry.…

How to Refinance Your Mortgage with Bad Credit

Refinancing your mortgage can provide you with a lot of financial benefits. You can cash out on some of your home’s equity when you need a large sum of money. You can also take advantage of lower interest rates to save on your monthly payments. You might also be able to get rid of your…

How to Refinance Your Mortgage

It doesn’t matter how long ago you purchased your house, whether it’s been just a few years or several decades. Consider re-evaluating your current mortgage and living situation to determine whether or not a refinance could benefit your wallet. The process is almost as in-depth as getting a new mortgage, so we’ll show you exactly…

What Is a USDA Loan?

Homebuyers looking to escape the hustle and bustle of city life may qualify for a USDA loan, which comes with a variety of benefits. This government-sponsored loan program focuses on houses that are located in designated rural areas. One of the biggest draws is that USDA loans don’t require any down payment, so you can…