Should You Pay off Your Loan with a Credit Card?

When debt accumulates you might think about turning to your credit card to alleviate the burden of high interest rates, but does it actually make sense to pay off debt with more debt? In many cases it is technically possible to pay off a loan with a credit card — whether or not it is…

How to Get a Loan with Bad Credit

Everyone needs extra money from time to time, and there is no exception to this fact when you have bad credit. Unfortunately, your options become limited with a low credit score, making it difficult to get a loan even in the case of a financial emergency. Whether you’re wondering how to get a car loan…

Chase Personal Loans for Bad Credit

As one of the largest and most popular banks in the world, Chase is an obvious go-to choice for any financial product. Their credit cards come with competitive rewards programs and the bank’s customer service department is among the best. You can open both checking and savings accounts while sometimes qualifying for a hefty sign-on…

Understanding Your Rights with the Truth in Lending Act

Introduced by Senator William Proxmire and enacted on June 29, 1968, the Truth in Lending Act (TILA) was designed to help consumers better understand the credit terms and rates offered to them by lending institutions. Part of the broader Consumer Credit Protection Act, TILA ensures that all creditors use the same terminology and expression of…

What You Should Know About Payday Loans

Payday lending often gets a bad rap for taking advantage of people with bad credit by providing short-term, high-interest loans. But for many people, taking out a payday loan seems like the only option when they are cash-strapped and don’t have other credit available to help out. With lenders available both in stores and now…