Best Home Improvement Loans for 2017

If your house needs a little TLC, but you don’t have the cash to give it what it needs, then a loan could be a good route to take. After all, you could save up and make the repairs over time, but houses really can’t be ignored for long. Put off repairs for a year…

Should You Pay off Your Loan with a Credit Card?

When debt accumulates you might think about turning to your credit card to alleviate the burden of high interest rates, but does it actually make sense to pay off debt with more debt? In many cases it is technically possible to pay off a loan with a credit card — whether or not it is…

Best Personal Loans for Bad Credit for 2017

When you have bad credit, it seems like it comes back to haunt you at the most inconvenient times. Whether you have a medical emergency or your car gets totaled, there may come a time when you need extra cash fast. You don’t have to automatically resort to title loans or payday lenders. There are…

How to Get a Loan with Bad Credit

Everyone needs extra money from time to time, and there is no exception to this fact when you have bad credit. Unfortunately, your options become limited with a low credit score, making it difficult to get a loan even in the case of a financial emergency. Whether you’re wondering how to get a car loan…

Chase Personal Loans for Bad Credit

As one of the largest and most popular banks in the world, Chase is an obvious go-to choice for any financial product. Their credit cards come with competitive rewards programs and the bank’s customer service department is among the best. You can open both checking and savings accounts while sometimes qualifying for a hefty sign-on…

Understanding Your Rights with the Truth in Lending Act

Introduced by Senator William Proxmire and enacted on June 29, 1968, the Truth in Lending Act (TILA) was designed to help consumers better understand the credit terms and rates offered to them by lending institutions. Part of the broader Consumer Credit Protection Act, TILA ensures that all creditors use the same terminology and expression of…

Best Unsecured Personal Loans for 2017

Personal loans can be used for any number of reasons from debt consolidation to a home renovation. And unlike secured loans like a mortgage or car loan, you can access funds without putting up your property or savings as collateral. There are all kinds of lenders offering unsecured personal loans these days. Some are traditional…

What Are the Best Payday Loan Alternatives?

If you’ve ever been strapped for cash and need money quickly, you may have considered taking out a payday loan. Whether you’ve seen a corner store offering loans with no credit checks or an online lender boasting fast funding times, be sure to look before you leap. Even though payday loans come with several benefits,…

Best Personal Loans for Good Credit for 2017

A personal loan can be used for any number of things in life, from building an addition on your house to consolidating your debt. When you have good credit, doors open even more widely compared to those with bad credit. You’ll have access to unsecured loans, meaning you don’t have to put up any type…

Best Online Personal Loans for 2017

24 million Americans will take out an unsecured personal loan this year, and that number is expected to rise in the years to come. So what exactly can you do with a personal loan? Debt consolidation is one of the most popular uses because many consumers with credit card debt can find a better interest…