IRA vs 401(k) – Where Should You Invest Your Money?

You want to start building your nest egg but don’t know which type of retirement account to choose. Sound familiar? Settling for the 401(k) plan offered by your employer may seem like the most logical choice. But it may be worthwhile to explore traditional and Roth IRAs as well. Read on to learn about key…

Everything You Need to Know About Borrowing Money from Your 401(k)

A 401(k) is an integral part of many people’s retirement strategies. But did you know you may be able to actually take out a loan from your account? There are plenty of pros and cons associated with this plan. However, it can be extremely helpful if you want to avoid the loan application process, credit…

Best Online Stock Brokers for Beginners in 2018

Ready to get started investing but not sure where to start? We’ve compiled a list of the top brokers we recommend for 2018. Catering to both seasoned and beginning investors alike, there’s someone on this list for everyone. Whether it is customer service, affordability, or platform versatility, each of these brokers shines in its own…

FutureAdvisor Review for 2018

Robo-advisors are becoming increasingly popular these days, giving everyday people a more cost-effective way to invest at all levels. Rather than pouring over investment books and blogs, you can choose a robo-advisor that fits with your general risk philosophy, then pay a small percentage of whatever funds you’re able to invest. You presumably get the…

Best IRA Accounts for 2018

Whether you’re looking to beef up your retirement game or find a place to rollover a 401(k) from an old employer, an IRA can be a great tool to use. Most people choose either a traditional IRA or a Roth IRA, both of which come with distinct tax benefits. There are other types available, particularly…

Best Online Brokers for Stock Trading in 2018

If you need a new online broker or are just getting started with stock trading, you may feel overwhelmed with choices. After all, it’s a big decision that can affect your ability to perform sound research and maximize your earnings. Ready to have your choices narrowed down for you? Check out our list of 2018’s…

Stash Invest App Review

Stash Invest is an app for both Android and iOS that was born out of the simple question: Why don’t more people invest their money? This seemingly simple question can have a myriad of answers depending on who you ask. Stash tries to overcome these obstacles with a well-designed app that provides easily understood solutions…

Personal Capital Review for 2018

Personal Capital is a client-centric robo-advisor offering investment and wealth management services. The company distinguishes itself from the competition by combining automation with personal service. With 1.4 million users, Personal Capital currently holds $4.2 billion in assets under management and $350 billion of tracked accounts. Its goal is to provide a more transparent and affordable…

Best Robo-Advisors of 2018

Investing has become a lot easier over the last few years with the rise of robo-advisors. Rather than creating an investment strategy through a financial planner, a robo-adviser service uses algorithms to make a wealth management plan targeted to each individual investor. Even more appealing is that these services are often less expensive than hiring…

Bitcoin Basics: A Step-By-Step Guide For Beginners

Bitcoin is a cryptocurrency but it is also a concept and an idea. The currency, a single bitcoin, is currently worth close to $17,000 with a total market cap value of $285 billion. Its value has increased over 22 times over since the first of the year. There are over 16 million bitcoins currently in…