How to Effectively Consolidate Credit Card Debt

It’s not easy to feel overwhelmed by credit card debt. Maybe you’re having trouble keeping up with your monthly payment minimums, or maybe you just don’t see how you’ll ever get out from underneath that massive pile of debt. If you’re worried about your accounts being sent to collections or you just need help putting…

Bankruptcy Dismissal

What Is Bankruptcy Dismissal? Bankruptcy dismissal is when something goes wrong and the court rejects your case. There are many reasons this can happen and many consequences. The word “dismiss” should never be confused with discharge, which is when certain debts are eliminated. Instead, bankruptcy dismissal means that the case has been thrown out. The…

What is the Fair Debt Collection Practices Act?

The Fair Debt Collection Practices Act (FDCPA) is a law originally passed in 1978 in order to protect consumers and regulate the tactics that can be used to by debt collectors. If you have had collection agencies hounding you over a debt, it is imperative that you know what you rights are as outlined in…