How and Why to Increase Your Credit Card Limit to Improve Your Credit Score

There are many strategic tactics you can take advantage of to increase your credit score. Some, like paying your bills on time each month, take a while to actually register as positive momentum in that magical number. Others, however, are relatively quick fixes that can easily give your credit score the boost you’re looking for.…

How Long After Bankruptcy Can I Buy a House?

Buying a home after bankruptcy may seem like an impossible feat, but it’s actually not out of the question. Even if you have a Chapter 7 or Chapter 13 bankruptcy on your credit report, you can still buy a home after a certain period of time. The exact length depends on several factors, including the…

How to Stop Identity Theft: Freeze Your Credit Report

The potential for becoming a victim of identity theft is greater than ever before; in fact, some figures estimate that as many as 15 million Americans personally experience some form of this crime each year. Cleaning up the mess that comes along with identity theft is likely to be a lengthy, troublesome process. From calling…

How to Build Credit from Scratch

A strong credit history opens up a wide range of opportunities. You can get prime interest rates on major purchases like a home or car and can also become a prime candidate for apartments and jobs. But if you’re just starting out with your own finances, you may be confused over the best way to…

How Often Does Your Credit Score Change?

When you’re on the road to repairing your credit report, you’ll probably be excited to see how much your credit score has gone up since you started to make positive changes. Perhaps you’re considering a credit monitoring service to check your progress. Or maybe you’re preparing to apply for a mortgage or car loan and…