How Does Closing a Credit Card Affect Your Credit Score?

Increasing your credit score can seem like a complicated process. After all, it’s created by an intricate algorithm that weighs each and every item on your credit report in a variety of different ways. Because many blogs and financial extremists tout all credit cards as bad, you might be tempted to close all of your…

Credit Cards for Good Credit

Top Ten Credit Card Benefits for Cardholders with Excellent Credit Economics dictate that those with excellent credit ratings get the best deals when it comes to credit cards available for use. With all the different benefit choices and the variety of credit cards which offer them, it’s difficult to figure out which cards offer the…

How to Effectively Consolidate Credit Card Debt

It’s not easy to feel overwhelmed by credit card debt. Maybe you’re having trouble keeping up with your monthly payment minimums, or maybe you just don’t see how you’ll ever get out from underneath that massive pile of debt. If you’re worried about your accounts being sent to collections or you just need help putting…