Credit Cards for Bad Credit

What Are My Credit Card Options When I Have Bad Credit? Many Americans find themselves in exactly the same place when it comes to their credit rating – not where they would like to be. How do people with bad credit get credit cards? Four Main Options Consumers with poor credit generally have these options…

Credit Cards

Credit Cards, A Love – Hate Relationship for Most People Credit Cards, for many people, are a fact of life. Like them or hate them, modern life requires their use and sometimes things can’t get done without a credit card. Airplane tickets, hotel reservations, and even some internet activities require the use of a credit…

How Is Credit Card Interest Calculated?

If you have a credit card, you may know that interest is added to your balance until you pay it off. However, you may not understand what each of the terms surrounding interest rates mean. You’ll hear words like annual percentage rate or APR, daily interest rate and average daily balance. It can be quite…

Everything You Need to Know About Cash Advances

When you get a credit card, you should receive information about the various terms and rates for the different ways you use the card. One option is to receive a cash advance. While you may know that a cash advance means you get cash to spend how you want, you may not be aware of…

Everything You Need to Know About Credit Card Interest

When you apply for a credit card, the interest rate may be one factor that influences your decision on which one to get. Interest rates can vary and often add a lot to the payment amount you must make, so it is a sensible decision to factor it in when selecting a credit card. However,…

How Does Closing a Credit Card Affect Your Credit Score?

Increasing your credit score can seem like a complicated process; after all, it’s created by an intricate algorithm that weighs each and every item on your credit report in a variety of different ways. And because many blogs and financial extremists tout all credit as bad, you might be tempted to close all of your…

Credit Cards for Good Credit

Top Ten Credit Card Benefits for Cardholders with Excellent Credit Economics dictate that those with excellent credit ratings get the best deals when it comes to credit cards available for use. With all the different benefit choices and the variety of credit cards which offer them, it’s difficult to figure out which cards offer the…

How to Effectively Consolidate Credit Card Debt

It’s not easy to feel overwhelmed by credit card debt. Maybe you’re having trouble keeping up with your monthly payment minimums, or maybe you just don’t see how you’ll ever get out from underneath that massive pile of debt. If you’re worried about your accounts being sent to collections or you just need help putting…