Best Prepaid Debit Cards of 2018

A prepaid debit card can be used just as you would any other debit card, except that it is preloaded with cash instead of being connected to your checking account. It comes with a number of benefits that both individuals with bank accounts and those without may wish to take advantage of. A prepaid debit…

Best Savings Accounts of 2018

Whether you’re setting aside money for a long-term goal or a short-term need, the right savings account can help you save in the best way possible. Maybe you’re looking for a high interest rate, or prefer help and incentives for meeting your goals. Or maybe you want a low-maintenance account with zero fees. Whatever individual…

Where to Cash a Check

You have a check in hand that you need to cash right away. No problem at all. Visit the bank, give the check to the teller and walk away with the cash. Sounds simple, but that’s not always how it works. Why so? According to a recent survey conducted by the Federal Deposit Insurance Corporation…

Best Debit Cards for International Travel

So you’re finally going to take that long dreamed of vacation overseas. Maybe you’re going to Paris for the first time. Perhaps you’ve planned a trip to Spain to see the running of the bulls. Or, if you’re the more adventurous type, maybe it’s a safari in Africa. Whatever place you’ve decided to visit, you’ve…

What Is a Certified Check?

Chances are you don’t write nearly as many checks as you used to. Years ago, people wrote checks for everything from an oil change to the grocery store. It wasn’t until the late 1980s or the early 1990s that many grocery stores even accepted credit cards. Try writing a check to your mechanic or grocery…

Best Practices for Safe Mobile Banking

Mobile devices make our lives easier in many ways: improved communication capability, unlimited knowledge at our fingertips, access to an endless cache of cat photos, etc. While many areas of life are made easier through technology, this convenience also comes with added risk. They say, “with great power comes great responsibility,” and as the popularity…

Best Checking Accounts With No Overdraft Fees

When you’re low on funds and overdraw from your bank account, it can really feel like a kick in the teeth because you’re already tight on cash and then have to pay an extra fine. Of course, from the bank’s perspective, it makes sense to have some sort of measure in place. If they didn’t,…

What You Need to Open a Bank Account

Are you planning to open a new bank account? The good news is it’s a fairly simple process. But before you get started, you’ll need to do a little legwork and gather some important documentation to ensure you won’t hit any roadblocks. Read on to learn more about what to expect when applying for a…

How to Transfer Money Between Bank Accounts

Long gone are the days when the only way to move money between accounts at different banks was by check or cash. Nowadays, technology makes it easy to send money where it needs to go. You can use an ACH transfer or another other online option to transfer money within a few days at little…

How to Build a CD Ladder

Storing away your money in a savings account is a great strategy when you first start saving. But what do you do when you’re ready to put a little more thought behind your actions and grow your interest more aggressively? One option is to build a CD ladder. This savings technique takes advantage some of…