Best Checking Accounts With No Overdraft Fees

When you’re low on funds and overdraw from your bank account, it can really feel like a kick in the teeth because you’re already tight on cash and then have to pay an extra fine. Of course, from the bank’s perspective, it makes sense to have some sort of measure in place. If they didn’t,…

What You Need to Open a Bank Account

Are you planning to open a new bank account? The good news is it’s a fairly simple process. But before you get started, you’ll need to do a little legwork and gather some important documentation to ensure you won’t hit any roadblocks. Read on to learn more about what to expect when applying for a…

How to Transfer Money Between Bank Accounts

Long gone are the days when the only way to move money between accounts at different banks was by check or cash. Nowadays, technology makes it easy to send money where it needs to go. You can use an ACH transfer or another other online option to transfer money within a few days at little…

Best Savings Accounts of 2017

Whether you’re setting aside money for a long-term goal or a short-term need, the right savings account can help you save in the best way possible. Maybe you’re looking for a high interest rate, or prefer help and incentives for meeting your goals. Or maybe you want a low-maintenance account with zero fees. Whatever individual…

How to Build a CD Ladder

Storing away your money in a savings account is a great strategy when you first start saving. But what do you do when you’re ready to put a little more thought behind your actions and grow your interest more aggressively? One option is to build a CD ladder. This savings technique takes advantage some of…

What Is Early Warning Services (EWS)?

If you’ve ever been denied an application for a bank account, you may be wondering what exactly went wrong. While there are several possibilities out there, one potential cause is Early Warning Services. This risk detection service screens bank account applicants to help financial institutions make sound decisions. While the goal may be fraud prevention,…

What Is a Money Market Account?

If you’ve built up your cash reserves and simply have it all sitting in a traditional savings account, it may be time to reconsider how you’re storing your money. Opening a money market account is a step up from a savings account once you’ve accumulated a certain amount of cash. There are certain pros and…

What Is Chase Private Client?

JP Morgan Chase is the largest bank in the United States and is the third largest bank in the world. With a bank of that size, you would expect some perks when banking with them and Chase doesn’t disappoint. Chase Private Client services offer more robust clients with a combination of concierge banking, expert investment…

What Is a Debit Card and What Is It Used For?

A debit card adds both security and convenience to managing your money. But how exactly can you get one? We’ll explain all of the details, from how to take advantage of beneficial features to what kind of fees you can expect to pay. You’ll even learn how to monitor your debit card and keep your…

What Is a Checking Account?

What is a checking account? This may seem like a silly question to most people, on par with asking the definition of a bank. But a checking account can mean different things for different people and specifics can also vary greatly from bank to bank. Keep reading to find out the details of how it…