What Credit Score Is Needed to Lease a Car?

Leasing a car seems like the perfect way to get into the car of your dreams. Monthly payments will be a fraction of what you spend to buy the car outright and you’ll spend less on maintenance. But there’s only one problem. Your credit score isn’t up to par. Does this mean your chances of…

How to Negotiate Your Next Car Purchase for Surefire Savings

Car salesmen are known for using high pressure sales tactics to close a deal, but there’s no reason to feel steamrolled the next time you need to buy a vehicle. By performing some basic research in advance and having a few negotiating tactics in your back pocket, you can make sure your next experience isn’t…

What Credit Score Is Needed to Buy a Car?

You need a car, but you don’t have the cash to simply buy one outright. Or, you’re tired of buying Craigslist clunkers and think it’s finally time to take a step up in the world. Whatever your reason, your credit score is going to greatly affect what you can afford. A better score equals a…

How Getting a Car Loan Will Affect Your Credit Score

Taking out a car loan can be a bit of a tightrope act: depending on your financial stability, the loan can make or break your credit report. Paying on time is an easy way to elevate your score, but late payments can quickly sneak up on you. This means the most important consideration for a…

3 Tricks Car Salesmen Use to Get You to Spend More

There are few things that cause consumers more anxiety than buying a new car. Besides your house, it’s probably one of the most expensive, if not the most expensive, purchase in your life right now. Vehicles are just getting more and more expensive in the US. In 2015, the average sales price of a new…

What Is the Total Cost of Owning a Car?

At last. You’re finally in a position to buy the car of your dreams and financing is already in order. All that’s left to do is find the exact make and model, negotiate with the dealer (or private seller) and seal the deal. That’s the fun part, but have you considering the total cost of…

How to Buy a Car with Bad Credit

Unless you live in a city with excellent, reliable public transportation, you need a car. It’s a fact of life. It’s also a fact of life that old cars break down, and the cost to get them back on the road just doesn’t always make financial sense. Plus, even if the car is repairable, you…

Best Bad Credit Auto Loans for 2017

Driving a car is a daily necessity for most people, especially if you don’t live in a large city with reliable transportation. Unfortunately, a vehicle is also one of the most expensive purchases you’re likely to make, forcing many people to take out an auto loan rather than saving up cash to pay upfront. So…

Best Auto Loans of 2017

When you’re ready to buy a new car, you typically have two options: pay in cash or take out a car loan to cover the bill. While we’d all like to have the funds to cover this purchase without a loan, that’s simply not a reality for most people in need of a vehicle. This…

How Much Down Payment You Need When Buying a Car

When you decide to buy a car from a dealer, you may choose to finance it if you don’t have all of the money upfront. And with car prices getting more expensive every year, this is a fairly common scenario. There are several options when deciding how to finance your next car. You can go…