How to Remove a Repossession from Your Credit Report
A repossession on your credit report can be devastating to you credit scores. A repossession is usually reported to the credit bureaus and can stay on your credit record for up to 7 years. A negative mark like this will not only lower your overall credit score, but could stand in the way of getting any future financing for a car or home loan. However, contrary to popular belief, you do NOT have to wait up to 7 years before being able to get a mortgage, car loan or any other type of credit again.
True Story
A few years ago, I went through some tough times in my life. During this time, I was "less than responsible" with my finances. I got in over my head and was unable to make my monthly payments. All of my credit card accounts were charged-off and sent to collection agencies. Eventually, I filed bankruptcy and was relieved of my debt, but the damage to my credit was already done.
Getting turned down for loans over and over can be so frustrating. I was so fed up with having bad credit that I finally decided to hire Lexington Law Firm, a credit repair service that a friend had told me about.
After about 3 weeks, I started receiving letters from the credit bureaus stating that negative accounts had been removed from my credit reports! (See below.)
Repossession Deleted from My Credit Report:

Lexington Law Client Testimonials:
“I must commend your firm and staff, on doing an exemplary job on my credit history. For the few months that I have been a client, Lexington Law Firm reputation represents that of professionalism, courteousness, and people oriented. I am extremely happy with the progress that has been made. Keep up the great work.”
— R.S., Lexington client
“I am extremely satisfied with the service you offer your clients. I feel your firm is very committed and dedicated to obtaining results. Since I have been a client, I have been astonished with the amount of deletions you have been able to obtain for both my husband and myself. I would never have been able to obtain the results you have on my own and hold down a full time job at the same time. I look forward to getting your updated emails just to see how many more negative entries have disappeared.”
— K.L. & B.L., Lexington clients
You can read hundreds of client testimonials and even watch some very inspirational client video testimonials here.

