- Cost: $89.00 Setup – As Low as $49.00/mo.
- Special Fast Track Same-Day Service
- Identity Optimization Services
- A+ BBB Rating
- Discounts for Couples, Family Members, & Friends
- Discounts for Seniors & Military
- No Contract – Cancel Anytime
While Ovation Credit Services is not as popular as Lexington Law or Sky Blue, and haven’t been around as long, in terms of affordability and experience, they are right up there with the top credit repair services.
Ovation offers flexibility and the power of options that suit your exact needs. They package their credit repair services to address your specific concerns without charging you for unnecessary extras. They offer a fast track same-day service for an extra fee as well as identity optimization to assist you in protecting your personal information.
Ovation provides exceptional credit repair services at an affordable rate that almost anyone can fit into their budget. We highly recommend calling to speak with one of their case managers before you sign up, to find out just how much Ovation Credit can help you with your current situation.
“Amazing results! Tried doing this on my own for months, and got nowhere. Ovation really gets the job done!” – R.T.
“Started out with nine collection accounts on my Experian credit report. Two months later only three left! Can’t believe how much improvement I’ve seen in such a short time. Thank you!!” – J.M.
“I was skeptical when I first signed up, but the results really speak for themselves. My credit scores have gone from low 500s to mid 700s and only three months! Can’t say enough great things about Ovation Credit!” – C.P.
Frequently asked questions about Ovation Credit Services:
How does Ovation Credit Services work?
Ovation’s programs are based upon extensive research of consumer credit laws, credit bureau tactics, and persistence for our clients. To get started, you choose a plan ‘Essentials’ or ‘Essentials Plus’. During your credit consultation, one of their credit experts will help you choose which one is best for you.
Then, you will need to provide them with your Experian credit report. They will provide you with your TransUnion and Equifax reports. If you don’t have your Experian report, they can assist you in getting it. After they have your credit reports they will create your case file, and you can login into your Dispute Manager at the provided login. They will ask you some questions and put together a plan to dispute your credit items.
Once they created a plan, they will dispute the items that need to be disputed and you can simply sit back and wait for the results to come in. Then, they will update your case file and take further action if necessary to get the best possible results.
How long does it take them to repair my credit?
The goal is to get your credit repaired as fast as possible, however, how long it takes depends on how bad your credit is and how well the credit bureaus and your creditors cooperate. Ovation has a fast track program, an add-on option, which allows you to speed up the process with expedited dispute letters and creditor letters.
Does they offer a guarantee?
Ovation offers a 100% service satisfaction guarantee. During any month, if they fail to provide the agreed upon services as outlined in the service agreement, they will not bill you for that month or will refund your monthly fee if you’ve already been billed. However, they do not guarantee any specific results.
Which items can they remove from my credit report?
Ovation can remove all kinds of items from collections and charge offs to bankruptcies and foreclosure. Any item that can be reported to the credit bureaus and placed on your credit report can also be removed. As mentioned, there are no guarantees that they will be removed, however, it is definitely possible.
Can deleted items reappear on my credit report?
Every now and then a negative item that has been deleted from your credit report will reappear. Your creditors have 5 days after it’s been removed to re-report it. However, if they try to re-report the item after 5 days, it’s a violation of the FCRA.
Where are they located?
Ovation is located in Jacksonville, Florida. However, as an online company, they are able to service the entire United States. All services and communications are provided online or over the telephone. There is no need to visit their offices in Florida.
How much does it cost?
The first work fee is $89. After that, it’s either $49 per month or $69 per month depending on the package you choose.
Do they offer any discounts or special offers?
Yes, Ovation offers discounts for family remembers, household members, and referrals. If you are currently working with another credit repair agency and would like to switch to Ovation, they’ll give you a $50 credit.
They will also give you $30 off to tell a friend or $50 off to tell a couple. The credit will be issued to you once they’ve signed up. On top of that, they offer a 20% discount if you sign up with another person as a “couples discount” whether or not you are married or an actual “couple”. The discount is offered to any 2 or more people who sign up together, regardless of where they reside, or the nature of their relationship.
How can I cancel with Ovation Credit Services?
To cancel, simply give them a call and they will cancel your service and you won’t be charged any further payments.