How to Remove Late Payments from Your Credit Report
Having just ONE late payment on your credit report can be devastating to you credit scores. Late payments can stay on your credit report for 7 years. However, contrary to popular belief, you do NOT have to wait up to 7 years before being able to get a mortgage, car loan or any other type of credit again.
Read my story below (and check out the photos for proof) to see how you can remove late payments from your credit report.
How I Got Bad Credit
A few years ago, I went through some tough times in my life. I lost my job after the company I worked for went under. The bills piled up and I was unable to make my monthly payments and the payments I Did make were always late. Eventually, all of my credit card accounts were charged-off and sent to collection agencies.
My life became a nightmare of collection calls and endless harassment from debt collectors. Eventually, I filed bankruptcy and was relieved of my debt, but the damage to my credit was already done.
What I Did About It
For years I was denied the chance to own a home, get a new car, or even take a vacation – all because my credit scores were too low for the banks to even consider giving me a loan. Getting turned down for loans over and over was frustrating and embarrassing.
A friend told me about Lexington Law Firm and was ranting and raving about how awesome they were. I was skeptical at first, but after seeing what they did for him, I knew I had to give them a try. So, I got online and looked them up.
Lexington Law Changed My Life
I called the 1-800 number at the site (800-220-0084) and spoke to a credit expert who was very friendly and understanding of my situation. She was also very knowledgeable. So, I went ahead and signed up. Boy, am I glad I Did! After about 3 weeks, I started receiving letters from the credit bureaus stating that negative accounts had been removed from my credit reports! (See below.)

My credit scores have drastically improved since there are no longer any negative accounts on my credit report. Here is a snap shot my credit scores from MyFICO since I signed up with Lexington Law:
Client Testimonials:
"I have to admit I was a little skeptical at first, but after seeing what you were able to do with my credit after only a few months, it is very reassuring. Thank you for everything that you are doing for me and please pass on to your staff my appreciation for all of the hard work."
— T.B., Lexington client
"Thanks for the excellent services you have provided. I would sincerely say that your organization conducted business in the utmost professional manner. I am extremely pleased with the way you worked things out for me. Thanks for the wonderful service. You and your team have a great year ahead!"
— B.P., Lexington client
You can read hundreds of client testimonials and even watch some very inspirational client video testimonials here:
If you're sick of having bad credit, let the professionals at Lexington Law Firm take care of it for you. They can delete all kinds of negative items from your credit reports, including: bankruptcies, foreclosures, repossessions, charge offs, judgments, tax liens, collections, late payments and more.

