Judgment deleted!

[bubbles123]

I went online to all 3 bureaus and disputed every single thing all at one time. That was less then two weeks ago. I know you are not supposed to do it that way, but what the heck, I'm too lazy to write all kinds of letters. Anyway, so far, one judgment and 2 collections deleted!!!!!

(I did OPT out and have old address information deleted first before I disputed)

[Hal Jordan]

Congrats. I've had very good success getting stuff deleted online also. That judgement being removed will have to help your score.

[torero34]

Originally Posted by bubbles123

I went online to all 3 bureaus and disputed every single thing all at one time. That was less then two weeks ago. I know you are not supposed to do it that way, but what the heck, I'm too lazy to write all kinds of letters. Anyway, so far, one judgment and 2 collections deleted!!!!!

(I did OPT out and have old address information deleted first before I disputed)

Did you give them a reason when disputing online or just said it wasn't yours?

How exactly did you go about removing it?? I have a paid judgment that sits on my report for about 6 years now.I disputed it once, it came back verified.

Thanks

[bubbles123]

whenever I dispute online, it gives you several different options for your reason. I just check "other" then it let me type in whatever I wanted. I typed in "please verify that any and all information regarding this is correct". I didn't say it wasn't mine or give any other reason.

[chane]

That's smart. It's still best to write letters, but if you must dispute online, that is the way to do it. NEVER give in to choosing one of the options they give you.

[tmdmed]

OP, about how many disputes did you have per CRA?
Was it more than 5 Disputes for each CRA?

Thanks

[bubbles123]

yes, one of them had 6

[bubbles123]

I check my score all the time at a website that is free. It won't let me say what it is. Anyway, my score jumped 11 points overnight! YES!!!!!

[chane]

Originally Posted by bubbles123

I check my score all the time at a website that is free. It won't let me say what it is. Anyway, my score jumped 11 points overnight! YES!!!!!

Those scores are FAKOs and mean nothing. Sorry to rain on your parade.

[bubbles123]

Yes, but it's always within a few points of my TU score, so I feel pretty safe expecting at least a few points of increasing.