Student Loan questions
I have been working very hard on getting my credit straightened out. The first thing I did was to start paying on defaulted student loans. They have been out of default and are in good standing for about 6 months now. My problem is, even though they show up on my credit reports as good, the old negative stuff is still there too( with a 0 balance) making it look like I have some good and some bad loans. I have 4 for the Department of Ed and 2 Sallie Mae, so there are 6 good and 6 bad showing on my CR. Is there any trick to getting these bad ones deleted? I have had Lexington law cleaning up my CR with absolute great success except for these items. I am getting ready to dump this law firm now that my file seems to be more manageable, and do it myself. I have enjoyed the convenience of having someone else do my work for me but it is time I take over and I want to be able to get these duplicate loans off of my CR. How should I proceed?
|