Student loan wage garnishment...

[Dala3]

Hi:

First, Happy New Year everyone!

A student loan wage garnishment from my paycheck started a month ago. I had no idea about this until the garnishments came. Apparently, my employer got a letter of "intent to garnish", but I didn't receive this copy. So, I had to find out from my employer why my paychecks were smaller than usual. Anyway, my question is this: Now that I don't really have a choice but to pay this off, is there a way in reasoning with the student loan department to possibly take this off my credit report? Is it possible? What options do I have, if any? (I was really hopeful of getting my credit score to improve especially since many derogotory items would fall off this year. I was patiently waiting for 2010, until this student loan garnishment slapped me back into reality a month ago. Any help would be MUCH appreciated.

Thanks so much in advance,

Dala

How much in arrears is your student loan? Can you afford the 10 percent garnishment on your paycheck?

The garnishment is not reflecting on your credit report. If you have a default student loan, that is how it is showing.

What is your other debt?

The reason I am asking these questions is because student loans work very differently to other debts.

How old is this debt?