Is it easy to get a mortgage if you have an

[x z]

unpaid student loan?

[daljack]

It depends on 2 things.Your debt ratio.....and how you've been paying your student loan.

[oscwamu]

the less debt you currently have the better off you are on getting a better mortgage product. your net asset value is important in figuring if you're a risk for the bank to lend to. qualification for the mortgage depends on your credit history, annual income, and your current assets. if you can't afford to pay off student loans then you can't afford a mortgage. if you're just making the minimum payments on the student loans and saving the rest of your income, then if that saved amount is enough to pay a mortgage than you'll be fine. you need to sit down with a loan rep and ask them to figure out about how much your payments will be for a house for so much.

[Huge Win]

Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shopand can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan.Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shopand can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan.