will we qualify for a student loan with

[christmas here i come!!]

these stats?? my aunt is going to co-sign for me to get my second private student loan (she already co-signed for my first one, it's for $30,000, i want to get another one for $30,000 with deferred payments for 2 and a half years until I graduate. My aunt's credit score is 639. She has nothing bad on her report and only one inquiry. She has 3 credit cards that are within $1,000 of the limits. The other 3 credit cards are all either paid off or have very very low balances.. She also has a car paid off over 4 years ago.. Do you think we'll qualify?? Thanks!!

[nicole h]

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[LOTTO B]

Student Loan can be sought through many different avenues. It all depends on your personal credit rating. The biggest challenge is finding one that offers the lowest interest rate.There are various routes to explore when seeking out a bad credit student loan and I would suggest that your first port of call would be the school for which you are about to attend. You will need to fill out a FAFSA form in order to initially apply for a federal loan. Perkins loans are combined school and government funds. A combination loan may be another alternative way of acquiring a bad credit student loan. This type of student loan enables you to consolidatestudent loans defer your payment until you have finished college. This in turn will allow you time to improve your credit rating and when you leave college you could then look into consolidating your bad credit student loan at a better interest rate. This will mean your monthly payments will be at a lower level and therefore more affordable.