Should I consolidate my student loans before my

[Josh F]

6 month grace period? I am now working full-time and although I'm not making a ton of money; would it be in the best interest of me to consolidate my loans and start paying them off now rather than later?Also, does anyone know how you go about getting the bills from your loans sent to you earlier than the 6 month period so that I can take them with me to the bank and set up a consolidated loan?Thanks in advance for any responses : )

[purelluk]

If you want to consolidate them now, you will have to get a form from the loan company asking that they be put in repayment status. The only benefit for consolidating now is doing it to beat the interest rate hike. I don't believe the interest rate changes until next summer, so there shouldn't be a rush on doing it now. You can always make payments (however much you want) before they are due.