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Old 09-08-2007, 08:44 PM
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random_shooting_star is on a distinguished road
Default no credit, no cosigner, parents have bad...

...credit, got some federal aid, how can i get a student loan?!? I've applied for everything I could think of. I filled out the FAFSA, got as much federal aid as I can possibly get.Filled out an application for CitiBank with the only relative I have that was credit-worthy...turns out not even he was credit worthy.My dad has bad credit due to identity theft.We can't afford a lawyer to clear that up.My mom has bad credit because she got sick a couple years back and opted to pay medical bills instead of her student loan..and where does that leave me??SCREWED!I thought I had an out when I applied at MyRichUncle.com, but they would only approve me for $5,000...i need around $15,000.Does anyone see anything I might have missed?
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Old 09-08-2007, 10:14 PM
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ford federall subsidized loan.worked for us plus i applied for parentplus loan even though they denied my loan they still gave it to my daughter as un subsidized in addition to what she qualifid for. be carefull they will divide amount in two for both semester
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Old 09-09-2007, 12:08 AM
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Pell grants, unsubsidized and subsizied staffords.
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Old 09-10-2007, 12:42 PM
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Students who are looking for a bad credit student loan should pick three schools they are most interested in, talk to the admissions office, and ask what is needed to apply in their school.A bad creditdepending on whether you are a homeowner or not. The rate of interest to be paid on unsecured bad credit student loans is higher than that on secured bad credit student loans. This is because the secured bad credit student loans are backed by your home as a security.
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Old 09-10-2007, 03:13 PM
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First of all....what kind of school are you in that you need an additional 15K on top of federal aid????? Remember that you can apply each academic year for aid. You complete your application each year. Sub/unsub loan max for a first year student is 6625.00 and second year or higher I believe is 7500.00There are many different scholarships and grants out there. Do a websearch for academic scholarships. Even Target Department stores offer a scholarship.
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