How do I get a private student loan with no

[beccan]

cosigner? This is my second round of college. I got an Associates, worked a bit, then went back for my BFA. I have applied for FAFSA, I am maxed on my staffords (not just per year but COMPLETELY maxed at $45,000 from both schools combined) I received a Pell Grant, but I still owe $10,000 for my last year of school. I have no cosigner, and my credit report shows one charged off account. I work fulltime and go to class fulltime, but I cannot afford to pay $1300 a month toward tuition, especially considering cost of rent in Chicago. I apply for every scholarship I can on fastweb and have only received one in the past 7 years. Does anyone have any advice or am I just wasting my time trying to finish my last year of school? Please don't suggest Sallie Mae, they have denied me even when my credit was stellar. Every place I have tried tells me that the amount I already have out in student loans over-extends my credit. Any serious suggestions would be greatly appreciated.

[StartingOver]

Place like Sallie Mae will only except an undergrad student with a cosigner. However, Citbank offers a CitiAssist loan often with no cosigner. My brother is a college freshman this year, and has to put himself through school. He tried Sallie Mae, and they didn't accept his loan, but CitiBank did without a cosigner (for over $20,000).You may also want to look into your own bank & see what types of student loans they offer. Or, check with financial aid at whatever school you are going to. It is their job to help you find money for school.

[lighthouse]

Stay away from private internet lenders wanting $ up front for any fees.If they are asking for $ up front they are SCAMS.Report these internet hoodlums to the IC3 division of the FBI and to your states ATTY. Generals office.Go to this site for all scams on the internet;dateline.msnbc.com.BEWARE of THESE SCAMS. Stay Away from private internet lenders(hoodlums) wanting $ in advance fees,THEY ARE SCAMS.