How do I get a student loan if I have bad credit?

[sway_26]

I'm in the hole about $6000 dollars...freakin credit cards.Anyway - I need about $4000 for school.Is there a way I can take out a student loan if I have bad credit? Or are they going to deny me?If a loan isnt the answer, any suggestions on how to get money for school?

[D-Boy]

hey well im about $7500 down in credit card debt :-( but i still get my student loans... i go through campus door... i need a cosigner though... a friend with good credit will do... i take $13000 out a year for student loans... you shouldnt have a problem

[C C]

You could have someone with good credit co-sign the loan for you.

[Nickleby]

I think you will need a co-signer to help you get the loan. Have you try to apply to Financial Aid (federal&state aid)?

[The Saint]

Yeah they will give any student a loan. You have to take intro counseling and sign a promissory note.These loans are government loans. They work different than cc debt. If you do not pay these off you will get in big trouble. That's why they give them too anybody (meaning students) without worry.No co-signor needed. I know people at my school with bad credit and got loans no problem. I don't know what school these other people go to but if you go to finaid office and sign for loan, they will not deny you.

[heavnzangel850]

Not sure if you still live at home, but I do and my student loans are based on my parents income. I dont think their debt affects how much money I'm allowed. =]