LexisNexis

[willdecided]

Just curious if anyone on this forum has ever received a copy of there Accurint Person Report from LexisNexis.

About 3 weeks ago, I sent away for a copy of my persons report and I received it in the mail on Feb 2nd, 2009.

Talk about a messy report. Mine was 12 pages long; listing where I have lived in the past and then there are 9 pages of possible relatives of mine.

I requested a copy because I am in the process of disputing a chapter 7 on all 3 of my credit reports filed back in 2001.

The chapter 7 is shown on the report, but the rest is pretty much useless information.

Back in 2002 and part of 2003, I was living with my parents and it lists there names, partial SS numbers, phone number, address, property value, land value, ect...

In the possible relatives field, it has my ex-wife, her parents and her brother and sister listed. She and I have been divorced for almost 7 years, but there is like 3 pages of information about them. No information about my wife who I have been married to over 3 years now.

I have heard that some of the credit agencies use LexisNexis to verify public records, but on the first page of the report I received, it says that the Public Records and commercially available data sources used on these reports have errors. Data is sometimes entered poorly, processed incorrectly and is generally not free from defects.

If credit agencies rely on LexisNexis to verify information and the information on the report could possibly be inaccurate as stated by LexisNexis themselves, how does one deal with all 3 credit agencies when they say something comes back verified?

[Trish]

Good Point. I have NO idea.
LN is a crock of BS if you ask me.......

You are not alone. I ordered mine and my husband's several years ago.......his was FULL of errors too (as well as 14 pages long). For some reason, they had no record of me and sent me my money back. LOL

The best thing you can do if you think they are getting info from LN is by sending the CRA a PR (procedural request) letter and then trying to contact the company that is supposedly reporting it and getting info from them on whether or not they are sharing info with the CRAs.