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Old 12-31-2007, 10:21 AM
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lena is on a distinguished road
Default if i were to make payment arrangements...

...for a judgment can a creditor remove it from credit report?
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Old 12-31-2007, 10:52 AM
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ronnlynn is on a distinguished road
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If it has already gone to court (that's what a judgment is), then no. If they are simply threatening to go to judgment, you might be able to make a deal with them that they will drop the debt entirely for a certain amount of money. Make sure you get this in writing before you give them the money. Avoid judgment if at all possible.
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Old 12-31-2007, 11:31 AM
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legalchick791 is on a distinguished road
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If there is already a judgment entered against you, the creditor will not satisfy that judgment until payment is made in full. Once, the debt is paid in full, the creditor will file a satisfaction piece and that will be reflected on your credit report.
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Old 01-04-2008, 12:23 AM
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L-Boogie is on a distinguished road
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Nope. The only people who have the power to remove items from your credit report are the credit bureaus themselves. After you have paid the judgment, your report can be updated to show that it has been paid but it will remain on your report until the 7 years are over.
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