Ever feel like...

[rayne428]

Ever feel like your alone in this “debt thing” or the only one this bad off? I sure as hell do, I know this forum proves me wrong but im 20 and I feel like my debt has ruined my life and anyone get that at all?

[jjgross]

Originally Posted by rayne428

Ever feel like your alone in this “debt thing” or the only one this bad off? I sure as hell do, I know this forum proves me wrong but im 20 and I feel like my debt has ruined my life and anyone get that at all?

Hell yes but the thing you have and i dont is time this will pass.and it will seem like a bad dream,however you need to control it now because if you don't it will be a lifelong struggle.Very simple steps will insure you will live better.setup a small savings pay yourself first.An build on that.Is it easy no,is it fast no.You have to be patience.remember small amounts over 20 or 30 years add up.Don't give up this will pass.

[scorch]

At least you're young and have plenty of time to get out of debt. I'm 22 and have barely been able to establish credit.

[Trish]

Originally Posted by scorch

At least you're young and have plenty of time to get out of debt. I'm 22 and have barely been able to establish credit.

Scorch, there are alot of things you can do to start up your credit.......it's much easier than trying to fix "bad credit".

There are many CC companies that will give you starter cards.
Chevron, Dept store cards, Target and Walmart, Crown Jewelers, HSBC/Orchard......have you tried any of those?