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10-11-2007, 07:38 PM
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If we refinance our home loan, can I still be on
loan..(read details)? We will be refinancing soon on a home we bought 5 years ago. I have been ill for 7 months now and have not been working. What will happen when we try to reapply, will they even let my name be on the house since I am not currently employed?
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10-12-2007, 12:42 AM
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The bank would prefer your name to be on their. Whilst you might notbe able to work now, you could at some stage in the future. You would also have other assets and interests. Your a part owner of the house? I believe your name *has* to be on the loan papers, as noone can mtge your house without you. (unsure on this last bit- ask your bank)
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