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09-30-2007, 02:26 AM
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 Can a person purchase a home, have a mortgage on a...
...home, if they are on the title of another (not on mortgage) Can a person purchase a home even if they are on the title of another (maryland). This person is not on the mortgage, but wishes to purchase another home. Will it effect them getting a mortgage, meaning would they have to make enough money to cover both. (maryland is not a community property state)
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09-30-2007, 02:20 PM
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Yes, they can have their name on other titles--it's like owning more car than one, as long as they are paid off, you can have as many as you want. What matters is the mortgage, or debt, or car/house payment amount, NOT the fact that their name is on the title.
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09-30-2007, 03:00 PM
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as long as he/she does not have the mortgage appear on his/her credit then the new lender might not find out since only on title. hopefully they will not do a title search - most likely not
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