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08-12-2007, 03:23 AM
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 What sort of fico number do you need to have...
...to get an average intertest rate on a mortgage? I understand the higher the better, but im wondering what fico number is considered 'good enough' by the mortgage lenders.
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08-12-2007, 01:07 PM
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Anything over 680 is considered a good credit risk. If you have high 700s or more, they'll bend over backward to win your business. Check out Suze Orman's web site for in depth info about FICO scores. She helped develop them.
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08-12-2007, 04:56 PM
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above 720 is the current number for 2007.
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08-12-2007, 06:07 PM
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A minimum 680 fico score and 20% down payment will get you a good interest rate on a mortgage. You may even get an exception if you're only a few points below that.
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