Credit vs Money

[Nicklas J]

One mistake people make is worrying more about their credit score than their money.

Generally if you've got money in the bank, and you don't spend all the money you make, and you don't carry a lot of debt, your credit score should be fine.

[chane]

I agree. I'm getting to the point where I spent all this time cleaning up my credit, but now I don't really need it. I learned a lot about money from people like Robert Kiyosaki and Dave Ramsey and I don't believe in taking on debt anymore. I prefer to save up and by things cash, only once I have a lot of money saved up.

Credit is still very important to me, but not as important as it was to me before I had money saved up. My goal is to never borrow money from anyone ever again, not even for a house.