How can I manage my money well?

[victoria99982000]

How can I manage my money well? I'm a big spender.

[Brian B]

First you need to write everything you pay for in a month in a notebook. This will tell you where some of your spending problems are. After this create a budget. Leave your self spending money so you don't feel like your depriving yourself. Many people will not leave anything for themselves , feel bad, and blow their budget. If you have credit cards put them in a metal coffee can and freeze them. This will take some of the impulse out of your spending because while you are taking the time to thaw them out you are really thinking whether or not the item is worth it. Thats why you put it in a metal can so you can't use the microwave. Lastly remember to pay yourself first. Always make sure to put something away in savings. If you can do this with direct deposit, I would recommend this highly so that after a couple of weeks you won't even remember that you had it. Good Luck