Should I invest money in Mutual funds or in

[pinstorm p]

stock market?

[All Black]

25% Funds, 25% Stocks, 25% Real Estate, 25% Term Deposit. Spread your risk.

[mt_ski]

Most mutual funds are invested in stocks in the stock market.With a question like that I would put most of your money in a couple mutual funds because you are a new investor. Pick a couple safe mutual funds and put all your cash in that.

[pfloydie]

Bulid a balenced portfolio ...CDs ,Stock, and Mutual Funds.

[alexia]

Both have their own pros and cons.Stock market is risky + you need to have some knowledge about the stock market.The returns can be substantially more than mutual funds.On the other hand mutual funds are relatively safe.It is for the people who do not have much time or knowledge.It must be remembered that when there is a fall in stock market,both the price of shares as well as NAV of your mutual fund generally falls.

[JSan521704]

It depends more on what you want. My personal thought is that if interest rates do not change anytime soon, then Private Equity will continue to be very active in the Public Equity markets and will drive equity markets much higher. Private Equity has been basically buying everything they can get their hands on with a market cap below 100 Billion and which generates a good amount of cash. Look for fallen angels with in the indexes and pile into those. But if you are unsure of yourself, and would like to have a bit more safety in your investments, I would tend to stay more towards investing in some of the ETF Baskets and Indexes due to their low expense structure.

[Lav]

I would suggest you take the help of some experienced person and buy stocks of some good companies because mutual funds also invest the money in the stock market.