I am over my head in debt and I am about to lose my

[deer_doe2005]

mind, any suggestions on how to get out of this? I have a good job and have cut up all my credit cards, now I need some kind of plan. I have tried paying each card something but that doesn't seen to bring down the interest rates and I am drowning in debt.Thank you

[Little Lisa]

I fell your pain, I'm in the same boat! Try to pay extra toward one card and also try to transfer you debt from higher intrest cards onto lower intrest cards. This soooo sucks, don't it?

[skobie]

Search Dave Ramsey's web site... everyting you need and all the tools are there. you will do it!

[Goatview]

I would talk to the manager of your bank and see what he/she suggests. There are many people in the same boat and your banker could very well know what options are available to you.Good luck!

[Ruth Q]

I volunteer at the Citizen's Advice. I suggest that if things are that bad go and see them. Take all the information that you have on outstanding debts, salary and outgoings. They may be able to negotiate a deal with your creditors.