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Old 01-26-2012, 06:20 PM
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Default How to remove a foreclosure

Well, the title says it all. This is a legitimate foreclosure. I've disputed it a couple of times previously and it always comes back as verified.

There are a few things that, in my opinion, are reported incorrectly on the account. For example Experian shows the account status as "Over 120 Days" when the balance shows a zero and the foreclosure happened in 2009. The date of last payment is incorrect, as they are using the foreclosure date, and the last payment was nine months prior to that.

Now is there a way for me to parlay these errors into getting this removed from my credit report? The above is ticky tacky, but they are required to report correctly. And what I'm afraid of is disputing these errors (even providing evidence of the last payment), only to have the Creditor correct the reporting, and not delete the account.
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Old 01-31-2012, 08:06 PM
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I've disputed this again as well, but the reporting on this account is much better than on the Heloc I mentioned in the other thread. But I listed some of their reporting which I thought was incorrct, though probably stretched the envelope a little on this account.

We'll see how they respond.
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