Go Back   Credit Forum > Credit Repair

Reply
 
Thread Tools
 
#1
 
Old 01-24-2012, 06:13 PM
BCP BCP is offline
Junior Member
 
Join Date: Dec 2011
Posts: 2
BCP is on a distinguished road
Default How Long Are Disputes Shown on a CR?

I've disputed a small amount on my CR that was dragging my score down. When I applied for a refi, the lender said that Fannie Mae underwriting would want the disputes removed.

That puts me in a spot, because without the (valid) disputes, my score would not be as good.

Isn't there a time limit by which disputes go away automatically?

Any suggestions for how to proceed? I've tried the PFD route, but have had no luck.
Reply With Quote
 
#2
 
Old 01-25-2012, 10:31 PM
Senior Member
 
Join Date: Mar 2011
Posts: 502
Lian is on a distinguished road
Default

Filing of a dispute causes a "Disputed under the FCRA" code to be posted to your credit file.
Upon resolution of the dispute, that code is not just deleted, it is updated to show the resolution of the dispute.
I am sure your lender wants to see the resolution of the dispute, not the absence of any prior code documenting any prior dispute.
Reply With Quote
Reply
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
disputes with the big 3 wk4u2nv Credit Repair 3 12-26-2009 08:35 PM
Online Disputes Christie_1981 Credit Repair 6 06-02-2009 12:22 PM
How Long For Disputes? gonecribbin Credit Repair 2 03-14-2009 01:23 PM
Disputes grn910 Credit Repair 1 01-18-2009 09:37 PM
disputes christmastrees51 Credit Repair 5 06-11-2008 02:32 PM


All times are GMT -4. The time now is 07:04 AM.


Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2012, vBulletin Solutions, Inc.