![]() |
| |||||||
"Learn the Secrets I Used to Wipe Away Negative Items on My Credit Report & Raise My Scores Over 200 Points!" Credit Repair Tips - Grab your FREE report (a $77 value!) Just enter your email addresss to the right & it will arrive within seconds! | | |
Credit Forum | Credit Repair Companies | Credit Repair Letters | Remove Bankruptcy | Charge Offs | Remove Collections | Remove Public Records | Remove Foreclosure | Remove Judgement | Late Payments | Remove Tax Lien | Lexington Law | Credit Repair Services | Credit Secrets Bible | Credit Card Debt | Debt Elimination | Getting Out of Debt
![]() |
| | Thread Tools | Display Modes |
| |||
|
Do cell phone and cable companies report to CRAs? I believe that i should get a good credit report from both my cable and my cell company as i always pay on time and have since i have had these accounts. I am trying to build my credit and i believe that these 2 should report my excellent responsibility to help me build my credit rating
|
| |||
|
no. They don't report to th agencies unless is bad.some companies give you a credit letter to show to like a bank if you are asking for a loan. etc. but not all the companies do that. i got letters from the phone company and the power company, but i couldn't get it from the cell phone
|
| |||
|
When i signed up with verizon, they checked my credit for me to open an account with them, since i didnt have any credit, i had to give them a deposit. But the cell phone account or cable doesnt go into your credit report unless you stop paying and you get sent to collections. It's a bad catch 22... if you have bad credit, they reject you, once you have good credit, they dont report it.... total bummer!
|
| |||
|
Utilities, phone, and cable companies only report to the credit bureau if you DON'T pay them and they have to charge you off.If you're making payments in full and on time, they don't report it. They do nothing to improve credit.
|
![]() |
| Thread Tools | |
| Display Modes | |
| |
Similar Threads | ||||
| Thread | Thread Starter | Forum | Replies | Last Post |
| Cell phone after bankruptcy? | LadyAB | Bankruptcy | 9 | 04-08-2009 11:35 PM |
| cell phone company charge | mbreid | Collection Agencies | 1 | 01-21-2009 01:05 AM |
| Cell phone on credit report | lafemmenakia | Credit Repair | 1 | 12-21-2007 11:50 AM |
| Can debt collectors call my cell phone? | pinky_lady_2006 | Collection Agencies | 4 | 10-02-2007 12:13 PM |
| Sprint Cell Phone Collection | yah00geek | Collection Agencies | 3 | 07-31-2007 12:01 PM |