| #1
05-18-2011, 07:19 PM
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 Secured credit card ?
My credit score is currently 584. I had money saved so i decided to pay off ALL my bad debts.I paid off all bad debts yesterday.I know it may take a few months before i see my score raise.Currently i do not have any credit cards.My question is should i apply for a secured credit card now or wait until my bad debts are removed and my credit score goes up?   |
| #2
05-27-2011, 09:42 PM
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I would not use a credit card if I were you. Sounds like credit cards are what got you in trouble in the first place. How old are the debts and how much debt was it? Are there other items on your report that need to deal with? |
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