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Old 03-24-2011, 02:52 PM
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lccoach is on a distinguished road
Default Letter back from Experian

I just received a letter back from Experian that says the following:
We received a suspicious request regarding your PC information that we have determined was not sent by you. This could be deemed as deceptive or fraudulent use of your information. We have not taken any action on this request. Any future requests made in this manner will not be processed and will not receive a response. Suspicious requests ar taken seriously and reviewed by Experian security personnel who will report deceptive activity, including copies of letter deemed as suspicious to law enforcement officials and federal regulatory agencies.

If you beleive that information in your personal credit report is inaccurate or incomplete please call us at the phone number that displays on your Experian personal CR or visit our secure web site. You may also write us at the address on your Experian CR. Be sure to include all of the following: full name, SS, current address, date of birth and pervious address for past 2 years.

Include the account name and number for any item on your CR that you wish to dispute, and state specific reason why you feel the information is inaccurate. We will ask the data furnisher to review their records to verify the information. An investigation may take up to 30 days etc.

My question do I have to respond to this or just keep sending the disputes back to them along with my name, SS, address and prior address and keep going?
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#2
 
Old 03-24-2011, 05:15 PM
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ntnsllc is on a distinguished road
Default

no, you need to send them what they ask. You should always send a copy of your DL and SS card and in some cases copy of a utility bill bearing your address.

They're trying to make it difficult to dispute their report. Doing nothing will make them throw out the dispute request. Sending more disputes may prompt them to place a "Fraud" hold on your credit report.
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