Method of verification. Am I missing something?

[diamonddan73]

I have disputed several accounts for different reasons and they keep coming back as verified. I called the CRA and asked they how they verified and they told me electronicly. Am I missing something? I don't want to keep running around in circles with this electroinc answer BS. Am I asking the wrong question? Does anyone have any soild help with this matter? Being a JR sucks! All of these accounts look like they are for SR.

[Lian]

A request for method of verification of any dispute can, and preferably should, be including in the original notice of dispute, as provided for under FCRA 611(a)(6)(B)(iii). That will require disclosure of the procedure used to determine the accuracy of the disputed information in their response to the dispute itself. It should be requested as a "description of the procedure used to determine the accuracy and completeness of the information" that is disputed.

If not included in the original dispute, it may later be requested under FCRA 611(a)(7), with response required within 15-days.

When in comes to MOV in a dispute through the CRA, I would specifically ask if they used the e-Oscar automated dispute process, and if so, what specific information was and was not forwarded to the furnisher of the disputed information through their e-Oscar referral.