Issue on Credit Reports

[lbell101]

Hi,

I've been trying to get my credit under control with limited success. I had an auto loan with Capitol One Auto Finance. The loan was setup to be taken directly from my bank acct. What I thought was the last payment was taken a couple months ago. This morning I called them to get the payoff paperwork as I have moved and have not received anything. I was told that I still owed $64 so I paid it over the phone and gave them the new address to send the paperwork. Then I started thinking about it....
I checked my credit and there it was at all three bureaus. Late 60 days for 64 bucks.
Is there anything I can do about this?
Thanks!

Larry

[J.A.]

I would dispute this with all 3 bureaus. Let them know it was paid and when. Was the collection reported by the original creditor or have they turned it over to a collection agency?

[lbell101]

Thanks for the reply.
It's reported by the original, Capitol One.

Larry