180 days late on mortgage

[Keving]

Hi There,

I have one 180 days late for 1st mortgage from Chase and one 240 days late for 2nd mortgage from BofA. It has been 4 month I’m current with Chase and it shows "paid as agreed, never late", and I settled my second mortgage with BofA and shows "paid and settled in full". Please tell me how can I get those two items taken off of my credit history and be cleared from credit bureaus.

Thanks

Kevin G

[chane]

I must be missing something. If it shows "paid as agreed, never late" and "paid and settled in full" then why would you want to get them taken off?

[Keving]

The one it says "paid as agreed, never late" is my 1st mortgage with Chase. I was on modification process and I had 180 days. Now that modification is done and I start making my payments, on the credit report for the last 4 months it shows "paid as agreed, never late", I will like to get the 180 days late off of my report.

The other one that says "paid and settled in full" it was my second mortgage. I was late for 240 days until I settle it with the BofA. Even though it says "paid and settled in full" but it got 240 days late behind that which I will like to take it off of my credit report.

Thanks

[chane]

Read as much as you can on this forum. Start here:

Basic Step by Step Beginner's Guide to Credit Repair

[Keving]

Hi

Can I please get the addresses for 3 CRA to sent the correction letters and dispute letters.

Thank you

[JeremyKean]

if they are accurate you cannot get them removed. If they are showing paid as agreed , never late, you are lucky

[chane]

CRA contact information