| #1
12-09-2010, 09:53 PM
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 Collection account
One of my credit accounts was sent to collections. If I pay the amount in full, will this item be automatically deleted from my credit report or do I need to first send a Pay for Delete letter before sending payment? Please advise and thanks in advance.
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| #2
12-10-2010, 05:30 AM
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You will need to send a PFD letter first. Paid accounts don't get deleted. In fact, it would stay on 7 more years from the date it was paid and it will be negative.
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| Tags |
| collections, credit report, pay for delete letter |
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