Is this a negative account?

[Ameera]

I have the following closed account being reported on my credit report:


Bank NAME

Account Number: XXXXXXXX Current Status: PAYS AS AGREED
Account Owner: Individual Account. High Credit: $725
Type of Account An installment loan
Credit Limit:
Term Duration: Terms Frequency:
Date Opened: 03/2001 Balance: $0
Date Reported: 06/2002 Amount Past Due:
Date of Last Payment: Actual Payment Amount:
Scheduled Payment Amount: $776 Date of Last Activity: 09/2001
Date Major Delinquency First Reported: Months Reviewed: 14
Creditor Classification: Activity Description: N/A
Charge Off Amount: Deferred Payment Start Date:
Balloon Payment Amount: Balloon Payment Date:
Date Closed: Type of Loan:
Date of First Delinquency: N/A
Comments: Closed or paid account zero balance

Could this account be hurting or helping my credit score? I ended up receiving a judgement regarding this account....

Thanks for any help ! Im not sure whether to dispute this one or not....

[chane]

It doesn't look like a negative account to me.