question pay for delete

[doctorsgirl7]

Hi there,

I would like some assistance.

About a year ago, I took a few college courses at a local community college., I did not qualify for financial aid, and thus paid mostly out of pocket for schooling. I had set up a payment plan with the college and had paid most of it off until they sent the remaining balance to a collection agency. I panicked.

So now I owe the collection agency to be able to even register for additional classes to finish my degree. Do I pay off the debt (which is like $200.00) I was thinking to send a pay for delete letter to the collections agency. Is this a good idea?

Any help would be greatly appreciated. I'm just a college student trying to make it through school.

Thank you

[chane]

Yes, that's a good idea. Are you sure it's even reporting on your credit reports?

[JeremyKean]

Great Idea. always a good idea to try