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My oldest tradeline, a 6 year auto loan from BB & T, has suddenly fell off of my credit report. The final payment was made December 2003 so it should still report until December 2013. Now my score has taken a hit in "Length of Acccount History". What is the best was to get this tradeline back on my credit report until 12/2013?? Please note: I did aggressively dispute several late payments on this account last year....I'm thinking if I never disputed those payments maybe the tradeline would still be reporting? Thank you for reading this! |
| #2
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When you disputed, did you ask them to remove the whole account or just delete the late payments? If it were a positive account, it would stay on indefinitely. Only negatives fall off after 7 years.
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