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#1
 
Old 09-27-2010, 07:25 PM
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Default how to dispute hard inquries

tried to dispute hard inquries over the phone and online. with no success all 3 CA told me that you cant dispute these and that they stay on your CR for 2 years. is this true or is there another way
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#2
 
Old 09-28-2010, 04:32 AM
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We suggest disputing everything in writing. Anything can be disputed and removed.
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Old 09-28-2010, 04:58 PM
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Quote:
Originally Posted by chane View Post
We suggest disputing everything in writing. Anything can be disputed and removed.
i called them over the phone, told them that were inquiries on my report that i didnt authorize and they (TRU EXP) said that i have to wait 2 years. is there a form letter to dispute inquiries?
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#4
 
Old 09-28-2010, 06:45 PM
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All you need to do is send them a letter saying that you are not aware of the following inquiries:

List them.
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#5
 
Old 09-28-2010, 07:53 PM
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should it be CMRRR letter? or reg postage
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#6
 
Old 09-28-2010, 08:46 PM
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I always just send regular postage. Others would say CMRRR, but I think it's unnecessary for disputes.
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